If you are having difficulty with the accessibility of this website, please contact AAEC Credit Union by telephone at 866-496-2232 during normal office hours, Monday through Friday from 9am to 5pm. You may also email us at office@aaeccu.com. Thank you.

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News and Updates

We're Moving!

You'll be thrilled with our expanded conveniences like drive thru lanes, safe deposit boxes, and an on-site ATM, and the new location is under 2 miles from our current home. This will happen in the 1st quarter of of 2019. Watch for details.


Classroom grants now available. Click here to apply. Application deadline is 4/30/2019.


Any check deposited through remote deposit MUST include a restrictive endorsement of "For Remote Deposit Only at AAEC CU" written on the back of the check above the authorized signature. Any item not bearing this endorsement will be rejected.


Looking for the perfect gift? VISA Gift Cards are available in any amount from $10 - $1000. Members may purchase up to 5 cards a month with no fee! In a hurry - call ahead and we will have them ready for you.


Need a month off from loan payments? Click to purchase a Skip-a-Pay coupon.


Home Equity Line of Credit

Take advantage of the equity in your home to make some home improvements, pay college tuition, take a vacation, or handle other personal matters. Please stop by our office or call one of our Loan Officers for more information.

AAEC members can apply for a HELOC on their primary residence located in Illinois. This open-end loan ensures instant cash for life's unexpected surprises or other purposes that require a loan.

Borrow up to 80% of the current appraised value of your home, less any outstanding 1st mortgage. AAEC's HELOC is a revolving line of credit that can be drawn upon for 20 years and is amortized over a 10 year period. The 10 year pay back period renews with each advance.

The minimum initial advance is $10,000 and subsequent advances must be at least $500. Our HELOC is secured by a mortgage lien and often offers tax-deductible benefits. Be sure to consult your tax advisor for details.
  • No annual fee
  • AAEC pays all closing costs including appraisal expenses
  • Borrow from $10,000 to $150,000
  • Competitive variable rate adjusts semi-annually
  • Take subsequent advances by voucher or by writing a check
  • 24/7 online account access