Loan Rates

Vehicle Rates (autos, RVs, motorcycles, ATVs, campers)
 
All  2016 - 2018 Models
 

APR

TERM

 
2.99% 3 years
3.99% 4-5 years
4.99% 6-7 years
5.99% 8-9 years       ($25k min loan)
6.99% 10-12 years*  ($50k min loan)
7.99% 13-15 years*  ($50k min loan)
  *Car loans cannot exceed 10 year terms
 
 
 
2015 & Older Models
 

APR

TERM
 
3.99% 3 years
4.99% 4-5 years
5.99%
6-7 years
6.99% 8-9 years       ($25k min loan)
7.99% 10-12 years*  ($50k min loan)
8.99% 13-15 years*  ($50k min loan)
  *Car loans cannot exceed 10 year terms
 


If your dealer offers an interest rate lower than ours, please call us. We realize that they're trying to sell you a car and may offer a low rate to get you to buy from them, but we want you to borrow from us! We'll do everything in our power to keep your business.


We offer Guaranteed Auto Protection (GAP) for new and used vehicles. GAP helps pay the difference between your insurance and the amount left on your loan in the event your auto is deemed a total loss. GAP may be required for terms 6 years or longer.

Refinance your current non-AAEC auto loan at these great rates or get pre-approved for your next vehicle before you shop by clicking here.

 
Signature Loans
 
TYPE TERM APR
 
Personal:
1 year
9.5%
 
2 years
10.5%
 
3 years
11.5%
 
4 years
12.5%
     
Bill Consolidation
1 year
9.0%
  2 years 10.0%
  3 years 11.0%
  4 years 12.0%
   
 
Education (tuition bill required)
5 years
  8.5%
 
 
Share Secured
 
APR TERM  
 
2.99%
3 years
 
3.99%
4 - 5 years
 
4.99%
6 - 7 years
 
5.99%
8 - 9 years
($25k min loan
6.99%
10 years
($50k min loan)
 
 
Ea$y Money - $500 Loan
 
TERM APR FEE
 
6 months
18%
$25.00
 
 
Home Equity Line of Credit
 
TERM   APR
 
20 year draw period, 10 year repayment
 
5.0%
 


Rate adjusts 2 times a year (March and September) at .25% APR below WSJ prime with a floor of 5%.

VISA Credit Card Rates
 
ANNUAL FEE
 
  APR   GRACE PERIOD   LATE FEE
 
  OVER LIMIT FEE
 
 
$0   11.9%   25 days     $25   $0
 

 

APR = Annual Percentage Rate


Rates subject to change without notice.