Here's what members are saying...

This membership has benefitted me by having easy access to my money. AAEC is very close to my work and has excellent cumstomer service!
                                                                                                                        Debra G. - Hoffman Estates, IL

I am grateful for the financial opportunities AAEC provides not only to me but my family. I have been able to open a kid's club savings account for my son. The deposit rates for the different types of savings accounts are fantastic.
                                                                                                                         Marisa S. - Elmwood Park, IL

My parents opened an AAEC savings account for me when I was only 6 months old! They taught me the importance of saving my own money as I grew. If I received money for birthdays, holidays, or special events I would put some of it in this account to keep it safe and secure. I feel it taught me to really appreciate how to save money and to think before I spend.
                                                                                                                       Sela D. - Wheaton, IL
COVID-19:  A Message to our Members
To help keep you safe, our lobby is closed until further notice.
Access your accounts online or by using the AAEC mobile app.  Make payments or deposits by taking a picture of the front and back of your check, view transactions, check balances, find an ATM.  If you haven’t enrolled for online account
access, it only takes a few minutes.  Enroll now.

Make payments to your loans or move money from another financial institution to AAEC by setting up ACH origination payments.  To get started, click here.

At our branch, use our ATM, drive thru, or drop box. If you don’t already have a checking account with AAEC, this is the perfect time to open one. Click here for the form. We also urge you to have an ATM or debit card. Our loan applications can be submitted online or over the phone, and many of these loans can be written securely with electronic signatures.  We’ll gladly explain the process; just give us a call.

We also understand some members are facing financial difficulties. Click here to access a COVID-19 loan Skip-a-Pay request for existing AAEC loans. Please print it, fill it out, and email it to You may also be able to borrow up to $2500 and make no payments for 90 days. Click here to apply. AAEC is here to help, and we encourage members who are impacted to reach out to discuss how we might be of assistance.
Membership Loans and Credit Cards

Become a part of the AAEC family!
Open your membership and start enjoying
the benefits.

You can apply for many of AAEC's loans and
credit cards online.

Join Now Apply For a Loan
Apply for Credit Card

Current Rates
  • AUTO
  • VISA
Type APR
Vehicles 2018 & Newer
  3 years
  4 to 5 years 3.99%
  6 to 7 years 4.99%
  8 to 9 years ($25k min loan) 5.99%
  10 to 12 years ($50k min loan) 6.99%
  13 to 15 years ($50k min loan) 7.99%
Older Vehicles add 100 basis pts
           (1 percentage point)
If your dealer offers an interest rate lower than ours, please call us. We realize that they’re trying to sell you a car and may offer a low rate to get you to buy from them, but we want you to borrow from us! We’ll do everything in our power to keep your business

View All Rates
Credit Union Closings

May 25, 2020 - Memorial Day 

July 3 & July 4, 2020 - Independence Day

September 7, 2020 - Labor Day

October 12 , 2020 - Columbus Day