COVID-19:  A Message to our Members
To keep our valued members and employees safe we have made the difficult, yet responsible, decision to restrict in-lobby services until further notice.

We understand the concern and uncertainty you may be experiencing surrounding the coronavirus (COVID-19) and are committed to ensuring the safety of our members – both physically and financially.

We strongly encourage you to use our digital tools and other resources for self-service banking and 24/7 account access.  You can access your accounts online or by using the AAEC mobile app.  From there, you can make payments or deposits by taking a picture of the front and back of your check, view transactions, check balances, find an ATM, and more.  It’s typically easier, faster, and safer to manage your account digitally.  If you haven’t enrolled for online account access, it only takes a few minutes.  Enroll now.

You can set up payments to your loans or move money from another financial institution to AAEC by setting up ACH origination payments.  To get started, click here.

At our branch, you can use our ATM, drive thru, and drop box. If you don’t already have a checking account with AAEC, this is the perfect time to open one, click here for the form. We also urge to have an ATM or debit card, click here.  Most of our loan applications can be submitted online or over the phone, and many of these loans can be written securely with electronic signatures.  We’ll gladly explain the process, just give us a call.

We also understand some members are facing financial difficulties. Click here to access a COVID-19 loan Skip-a-Pay request for existing AAEC loans. You may also be able to borrow up to $2500 and make no payments for 90 days. Click here to apply. AAEC is here to help, and we encourage members who are impacted to reach out to discuss how we might be of assistance. Just give us a call.

We greatly appreciate your patience during this difficult and uncertain time. Please do not hesitate to contact us with any questions you may have.
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Current Rates
  • AUTO
  • VISA
Type APR
Vehicles 2018 & Newer
  3 years
  4 to 5 years 3.99%
  6 to 7 years 4.99%
  8 to 9 years ($25k min loan) 5.99%
  10 to 12 years ($50k min loan) 6.99%
  13 to 15 years ($50k min loan) 7.99%
Older Vehicles add 100 basis pts
           (1 percentage point)
If your dealer offers an interest rate lower than ours, please call us. We realize that they’re trying to sell you a car and may offer a low rate to get you to buy from them, but we want you to borrow from us! We’ll do everything in our power to keep your business

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Credit Union Closings

April 10, 2020 - Good Friday

May 25, 2020 - Memorial Day 

July 3 & July 4, 2020 - Independence Day

September 7, 2020 - Labor Day

October 12 , 2020 - Columbus Day