WHAT DOES AAEC CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• Account balances and payment history
• Account transactions and credit history
All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons AAEC Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information |
Does Credit Union share? |
Can You limit this sharing? |
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes- to offer our products and services to you |
Yes |
No |
For joint marketing with other financial companies
|
No |
We don't share |
For our affiliates' everyday business purposes- information about your transactions and experiences |
No |
We don't share |
For our affiliates' everyday business purposes- information about your creditworthiness |
No |
We don't share |
For our affiliates to market to you
|
No |
We don't share |
For nonaffiliates to market to you
|
No |
We don't share |
Who we are |
|
Who is providing this notice? |
AAEC Credit Union |
What we do |
|
How does AAEC Credit Union protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
|
How does AAEC Credit Union collect my personal information? |
We collect your personal information, for example, when you:
• Open an account or deposit money • Use your debit or ATM card or apply for a loan • Pay your bills
|
Why can't I limit all sharing? |
Federal law gives you the right to limit only:
• Sharing for affiliates' everyday business purposes-information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
|
Definitions |
|
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• AAEC Credit Union has no affiliates.
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• AAEC Credit Union does not share with nonaffiliates so they can market to you.
|
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• AAEC Credit Union does not engage in joint marketing. |
AAEC CREDIT UNION
1104 S. Arlington Heights Rd.
Arlington Heights, IL 60005
Hours of Operation:
Monday – Friday
9am – 5pm (lobby & drive thru)
Thursday (drive thru)
9am – 6pm
Saturday (lobby & drive thru)
9am – 12pm
.
Contact Info:
(847) 392-1922
or 1-866-496-AAEC (2232)
Fax: (847) 392-1926
office@aaeccu.com
loans@aaeccu.com
AAEC Bill Pay: (888) 221-0107