AAEC MEMBERSHIP ELIGIBILITY:
- Family member of current AAEC member
- Anyone who lives or works in our geographical area defined by the Illinois/Wisconsin border on the north, to US 90/US 39 on the west, to US 80 then US 294 on the south, to US 294 to IL 19 (Irving Park Rd) to Lake Michigan on the east
- Employees, students or alumni of school districts 15, 21, 23, 25, 26, 57, 59, 214, NSSEO, and Harper College
AAEC MEMBERSHIP BENEFITS:
- Competitive deposit rates on savings and checking accounts
- $25 minimum to open a savings account
- Additional sub savings accounts can be added including a Holiday Club
- Checking accounts with no minimum balance required
- Free starter pack of checks included (AAEC savings account required in order to open a checking account)
- Debit & ATM cards
- Fee-free ATMs
- Kids’ accounts (12 & under) earn 5.0% APR* on balances up to $500
- Teen accounts (13-18) earn 2.5% APR* on balances up to $1,000
- Competitive CD rates with a $1,000 deposit
- Low interest vehicle loan rates including cars, trucks, motorcycles, boats/watercraft, RVs/campers, and ATVs
- Low interest unsecured personal and bill consolidation loans
- Skip a pay options for loans
- VISA credit card with rates as low as 11.9% APR* with balance transfer options
- Low interest share (savings) secured loans
- Home Equity Line of Credit – variable rate
- Home Equity Loan – fixed rate
- Mortgage loans
- AAEC Anywhere – online banking/mobile app access to your account
- AAEC Advantage newsletter
- Remote check deposit
- Life, disability, GAP insurance, and warranty options for loans
- Fee-free VISA gift cards (5 per month)
- Safe deposit boxes
- Wire transfer services
- International currency exchange
- Fee-free coin machine
- Fee-free Notary services
- Fee-free Signature Guarantee services
- Bill pay services
- Travelling with your AAEC cards
- Grants for school classroom supplies available (up to $250)
- Scholarships for education available (up to $500)
ONLINE BANKING ACCESS
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