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The miles can add up but the repair costs don’t have to. MEMBER’S CHOICE® Mechanical Repair Coverage can help deflect some risk of costly repairs keeping your vehicle running extra miles and extra years. With different coverage levels and deductibles to choose, there’s a plan to fit your family’s budget.
Whether you depend on your vehicle for work or getting your family to school and activities, you need transportation that’s safe and reliable. The older your vehicle, the more it takes to keep it in good working order. Not making small repairs can lead to even more expensive repairs and ignoring other repairs can be dangerous.
• Rental reimbursement: up to $35 per day (for 5 days maximum, 10 days maximum for parts delay); available on the first day of a covered repair
• 24-hour emergency roadside assistance: up to $100 per occurrence. Includes towing, battery jumpstart, fluid delivery, flat tire assistance and lock-out service.
• Travel expense reimbursement: up to $200 per day (5-day maximum) for lodging, food and transportation expenses when a covered breakdown occurs 100 miles or more from home and your vehicle is held overnight at a repair facility: not available to residents of NY.
• Key replacement: up to $800 per occurrence for the repair or, if nonrepairable, the replacement of lost, stolen or damaged keys (including fob and/or remote) including any programming; not available to residents of CA, CT, MA, MT, PA and VT.
• Paintless dent repair: provides for the repair of dings and dents, no larger than 4 inches in length/diameter, that are within an accessible area on a body panel of your vehicle and that are repairable through existing paintless dent repair techniques: not available to residents of CA and CT
• Commercial use: pay for covered breakdowns when your vehicle is used for permitted commercial purposes; not available to residents of CA
• Rideshare: pays for covered breakdowns when your vehicle is used for ride-sharing purposes such as Uber or Lyft not available to residents of CA
• Lift kit/leveling kit: pays for covered breakdowns when our vehicle is equipped with a lift kit not to exceed 6 inches or leveling kit not to exceed 2.5 inches (lift kit or leveling kit components themselves are not covered); not available to residents of CA
• Mobility equipment: provides coverage for mobility equipment components when installed by the manufacturer or a licensed, manufacturer-authorized installer; not available to residents of CA
• Good at any authorized repair facility: in the continental United States of America, Alaska, Hawaii and Canada
• Transferable: if you sell your vehicle privately, the coverage can be transferred (for an administrative fee), adding resale value and appeal.
• Cancelable: receive a full refund for an unused agreement within the first 60 days, or a pro-rated refund thereafter less an administrative fee*.
• No out-of-pocket expense: (except for any deductible): the administrator pays the repair facility directly for the covered repair.
*Cancellation provision and administrative fees vary by state.
For information on the different plans, click to view the brochure. If you would like to calculate the cost, click to access the calculator. Still have questions, please call us.
*Program details may vary by state.
MEMBER’S CHOICE® Mechanical Repair Coverage is administered by Consumer Program Administrators, Inc. in all states except AK and CA, where coverage is administered by Virginia Surety Company, Inc., in WA, where coverage is administered by Automotive Warranty Services, Inc., in FL, LA , OK and WI, where coverage is administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023) and in AZ, where the Obligor and Administrator is Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In those states where MEMBER’S CHOICE® Mechanical Repair Coverage is offered as insurance (form MCCU-001-MBI) it is underwritten by Virginia Surety Company, Inc.
MRC-896721.1-0414-0516 © CUNA Mutual Group 2014, All Rights Reserved
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