If you are having difficulty with the accessibility of this website, please contact AAEC Credit Union by telephone at 866-496-2232 during normal office hours, Monday through Friday from 9am to 5pm. You may also email us at office@aaeccu.com. Thank you.
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Privacy Policy
To access our privacy policy
click here. If you would like
a paper copy, please call
847-392-1922.
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Gift Ideas!
Looking for the perfect gift?
We have $2 bills, half dollars,
and dollar coins available at
the office. VISA Gift Cards
are available in any amount
from $10 - $1000. Members
may purchase up to 5 cards
a month with no fee! In a
hurry - call ahead and we
will have them ready for you.
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Remote Deposit
Any check deposited through remote deposit MUST include
a restrictive endorsement of
"For Remote Deposit Only
at AAEC CU" written on the
back of the check above the authorized signature. Any item
not bearing this endorsement
will be rejected. For instructions on how to enroll click here.
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CHANGE YOUR PIN!
Change the PIN on your ATM or Debit Card at our machine
located at 1104 S Arlington
Heights Rd in Arlington Heights,
and follow the screen prompts.
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Skip-a-Pay
Need a month off from loan payments? Click to purchase a Skip-a-Pay coupon.
If this is due to the Coronvirus click here for the COVID-19 Skip-a-Pay form.
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Vehicle Rates (autos, RVs, motorcycles, ATVs, campers)
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All 2021 - 2024 Models
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APR
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TERM
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| 4.99% |
3 years |
| 5.99% |
4-5 years |
| 6.99% |
6-7 years |
| 7.99% |
8-9 years ($25k min loan) |
| 8.99% |
10-12 years* ($50k min loan) |
| 9.99% |
13-15 years* ($50k min loan) |
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*Car loans cannot exceed 10 year terms
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2020 & Older Models
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APR
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TERM |
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| 5.99% |
3 years |
| 6.99% |
4-5 years |
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7.99%
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6-7 years |
| 8.99% |
8-9 years ($25k min loan) |
| 9.99% |
10-12 years* ($50k min loan) |
| 10.99% |
13-15 years* ($50k min loan) |
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*Car loans cannot exceed 10 year terms |
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If your dealer offers an interest rate lower than ours, please call us. We realize that they're trying to sell you a car and may offer a low rate to get you to buy from them, but we want you to borrow from us! We'll do everything in our power to keep your business.
We offer Guaranteed Auto Protection (GAP) for new and used vehicles. GAP helps pay the difference between your insurance and the amount left on your loan in the event your auto is deemed a total loss. GAP may be required for terms 6 years or longer.
Refinance your current non-AAEC auto loan at these great rates or get pre-approved for your next vehicle before you shop by clicking here.
| Signature Loans |
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| TYPE |
TERM |
APR |
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Personal:
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1 year
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9.5% |
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2 years
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10.5% |
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3 years
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11.5% |
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4 years
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12.5% |
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5 years |
13.5% |
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Bill Consolidation
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1 year
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9.0% |
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2 years |
10.0% |
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3 years |
11.0% |
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4 years |
12.0% |
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5 years |
13.0% |
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Education (tuition bill required)
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5 years
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8.5% |
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| Share Secured |
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| APR |
TERM |
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4.99%
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3 years
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5.99%
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4 - 5 years
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6.99%
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6 - 7 years
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7.99%
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8 - 9 years
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($25k min loan |
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8.99%
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10 years
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($50k min loan) |
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| Ea$y Money - $500 Loan |
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| TERM |
APR |
FEE |
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6 months
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18%
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$25.00 |
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| Home Equity Line of Credit |
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| TERM |
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APR |
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20 year draw period, 10 year repayment
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8.25% |
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Rate adjusts 2 times a year (March and September) at .25% APR below WSJ prime with a floor of 5%.
VISA Credit Card Rates
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ANNUAL FEE
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APR |
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GRACE PERIOD |
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LATE FEE
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OVER LIMIT FEE
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| $0 |
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11.9% |
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25 days |
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$25 |
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$0 |
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APR = Annual Percentage Rate
Rates subject to change without notice.
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