AAEC Credit Union
Online Banking Access
  Sign Up
  Reset Password
 

Mobile Deposits
 
News and Updates

Looking for the perfect gift? VISA Gift Cards are available in any amount from $10 - $1000. Members may purchase up to 5 cards a month with no fee! In a hurry - call ahead and we will have them ready for you.

Need a month off from loan payments? Click to purchase a Skip-a-Pay coupon.

Teller Express phone number has changed to 855-605-9178.

Have you shared AAEC with your family? They are eligible for membership, too!





 
Vehicle Rates
All  2015 - 2018 Models
 

APR

 

TERM

 
2.5%   3 years
3.5%   4-5 years
4.5%   6-7 years
5.5%   8-9 years ($25k min loan)
6.5%   10-12 years* ($50k min loan)
7.5%   13-15 years* ($50k min loan)
Older Vehicles add 100 basis pts (1 percentage point)
 
*Car loans cannot exceed 10 year terms  
 


If your dealer offers an interest rate lower than ours, please call us. We'll do everything in our power to keep your business!

Ask about refinancing your current non-AAEC auto loan at these great rates! Terms subject to restrictions based on age and value of the vehicle model. Call AAEC for more information.

Get pre-approved for your next vehicle before you shop by clicking here.


Signature Loans
 
TYP TERM APR
 
Personal
1 yr
9.5%
 
2 yrs
10.5%
 
3 yrs
11.5%
 
4 yrs
12.5%
     
Bill Consolidation
 
1 yr
2 yrs
3 yrs
4 yrs
9.0%
10.0%
11.0%
12.0%
Education (tuition bill required)
5yrs
8.5%
 
 
Share Secured
 
APR TERM  
 
2.5%
3 years
 
3.5%
4 - 5 years
 
4.5%
6 - 7 years
 
5.5%
8 - 9 years
($25k min loan)
6.5%
10 years
($50k min loan)
 


Ea$y Money
 
TERM APR FEE
6 months
  18% $25.00
 


Home Equity Line of Credit
 
TERM   APR
 
20 year draw period, 10 year repayment
 
5.0%


 


Rate adjusts 2 times a year (March and September) at .25% APR below WSJ prime with a floor of 5%


Credit Card Rates
 
Visa Card
 
Annual Fee
 
  Annual Percentage Rate   Grace Period for Repayment   Method of Computing the Balance for Purchases   Late Payment Fee
 
  Over Limit Fee
 
 
None   11.9%   25 days   Average Daily Balance   $25   $0
 

Savings Rates
 
Account Type    Compound Frequency   Rate   APR   Effective on
 
Regular Share Account        Quarterly               0.40%       12-31-16
Checking Account    Monthly       0.15%   12-31-16
Holiday Savings    Yearly       0.40%   10-31-16
Vacation Savings    Quarterly       0.40%   12-31-16
 


APR = Annual Percentage Rate

All Share (Savings) Account dividend rates are based on the Credit Union's earnings at the end of the dividend period, and thus cannot be declared in advance.

All dividends are calculated using the average daily balance method.

Any deposits or withdrawals will affect the APY of your account.

Rates subject to change without notice.